Sistema has its headquarters in Moscow, and operates a number of consumer service businesses in the areas of: IT and telecoms — Mobile TeleSystems, Moscow City Telephone Network, SkyLink, MTS India. Microelectronics — Sitronics , NIIME, Mikron, STROM telecom. Insurance — ROSNO Banking — MBRD House-Building — Sistema-Hals Retail — Detsky Mir Group Media — Sistema Mass Media Oil businesses — Ufaorgsintez, Novoil, Ufaneftehim, Ufimskiy NPZ, Bashkirnefteprodukt, Bashkirenergo.